Buyer Services

Propadd.com is a Real Estate-web based portal created, tested and maintained by a dedicated team of Real Estate Professionals with 10+ years of experience .The service is designed to removing of spamming and improve the quality of real estate process. In our all the services our dedicated relationship manager will be there to help buyers.

We provide End to End Assistance to buyer from Selecting a Property to Shifting in House.

1. Shortlisted Property.

2.Site Visit

3. Home Loan Assistance 

4.Legal Advice

5.Unit Booking

6. Registry 

7. Shifting 

We are marketing only those properties which are verified and after doing due diligence.

We offers our buyers zero Percent Spam Guarantee. When a property is listed on our platform it is available for sale we thoroughly check it .We appoint a dedicated Relationship Manager for Buyers which will help them for shortlisting of property.

We help individual buyer in Home Loan Assitance also.Pre Approved Home Loan with attractive Interest Rate also provided.

Cross Platform Working

We constantly leverage innovative technology for ease of property shortlisting. Right from an interactive property viewing experience to serving real time critical information on the go.

We we have a specific requirement from buyers we check out the property on multiplatform and with our agent network. So Buyer have one stop solution for their search of property. Our simple rule is more properties better deals.

Buy Verified Propertes

Zero Percent Spam Guarantee

This is very big things in Property Market, We List Property by our experts and approved it by taking all due diligence .

Buyer can search out hassle free in their respective locations. Our they simply connect to our Dedicated Relationship Manager.

 

Pre Approved Home Loan Deals

Trident Embassy Reso Elevation

We understand the requirement of buyer and help him to final his dream property.

We will help you to find best home loan suited for you. And provide you one point of contact through out the process.

Buy your Property with Professional Help

Zero Brokerage Always

Silver

Basic
4999
1999 Heavy Discount of packages
  • Dedicated Relationship Manager
  • Validity Six Months
  • Price Finder Services
  • Exclusive First access to properties
  • Best Home Loan offer
  • Better Deal with Help of Dealer Network.

Gold

Basic
9999
4999 Heavy Discount on packages
  • Dedicated Relationship Manager
  • Validity Twelve Months
  • Price Finder Services
  • Exclusive First access to properties
  • Best Home Loan offer
  • Better Deal with Help of Dealer Network.
  • Unlimited Validity till you finalise the property
  • Professional help for better Negotiation
  • Site Visit Assistance
  • Zero Percent Brokerage Guarantee
  • End to End Assistance

Banks with best Home Loan deals for you

Pre Approved Home Loan offer with Zero Processing Fees.
ICICI Bank
ICICI Bank
Axis Bank
Axis Bank
LIC Housing Finace Ltd
LIC Housing Finace Ltd
SBI Home Loans
SBI Home Loans
Kotak Mahindra Bank
Kotak Mahindra Bank
HDFC Bank
HDFC Bank
Bank of India
Bank of India
Canara Bank
Canara Bank

Check Your Eligibilty

Home Loan EMI Calculator

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  • Years:
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Home Loan FAQ

Most frequent questions and answers

Processing fee charged while applying for home loan varies from bank to bank. Typically, the processing fee is about 0.5 percent to 1 percent of the loan amount + applicable Service Tax and Surcharge. The maximum processing fee ranges between Rs 10,000-15,000 excluding applicable taxes.

Which bank has lowest interest rate for home loan?
Which bank home loan is best in India?

All banks provide loan against properties at different interest rates. One of the top nationalised banks, SBI charges interest rate of 8.35 percent to 8.65 percent for general customers. The interest rates are irrespective of the loan amount. Note: If you take loan in the name of a female member, all banks offer slightly reduced interest rates.

Banks and housing finance companies do offer home loan at lucrative interest rates combined with offers and incentives. If you are unable to make up your mind while choosing a bank for taking home loan, here are some of the best financial institutes granting home loan in India –

  • ICICI Bank
  • HDFC Limited
  • SBI
  • Yes Bank
  • Axis Bank
  • PNB Housing
  • DHFL
  • Indiabulls

Here are some key factors that you must consider before applying:

  • Make sure your credit score is good. Higher the score, the better.
  • Check if you can afford to pay monthly EMIs from your current income.
  • Research all the loan options available before finalizing an offer.
  • Choose a repayment tenure that’s convenient for you. Shorter tenure means higher EMI, and vice versa.
  • Know the prepayment terms of the loan and the charges applicable.
  • Ask the lender for all the additional charges that may apply to the loan.
  • Lastly, read all the documents carefully before signing.

Lenders use your Credit score as an indicator of how likely you are to repay the loan. The higher the score, the lower the interest rate you pay on your loan.

Score below 600: A score below 600 generally indicates high risk. With such a score, it may be a little tough to secure a loan. If your score is below 600, it’s best if you try to improve the score before applying for a home loan.

Score between 600 and 749: Although it’s not considered a very good score but it gives you at least a chance to get the loan approved. Some lenders might approve your loan with this score after considering your income, your employment/business, etc.

Score of 750 and above: If your score is 750 or above, you are most likely to get your loan approved. Not only that, you are also most likely to secure the loan at an attractive rate of interest.

Launched in 2015, Pradhan Mantri Awas Yojana (PMAY) is a Government of India’s initiative that aims to provide affordable housing for certain sections of the society. The scheme targets construction of about 20 million houses at an affordable price by 31 March 2022.

Here are some of the key objectives of this scheme:

  • To promote affordable housing for the weaker sections of the society.
  • To construct affordable houses in partnership with the public and private sectors.
  • To rehabilitate slums with the help of private developers.
  • To provide subsidies for beneficiary-led individual house construction.

Here are some of the important features and benefits of home loan:

Flexibility to choose a tenure: Most banks give you the flexibility to choose your home loan tenure, which generally ranges from 15 – 30 years. The tenure you choose directly impacts the EMI you pay every month.

Comparatively cheaper than personal loans: The rate of interest on home loans is generally lower in comparison to the personal loans. This is because home loans are generally secured loans whereas personal loans are unsecured loans.

Tax benefits: You get tax benefits on both the interest amount and principal amount you pay. The interest paid can be claimed for a deduction of upto Rs 2 lakhs every year, whereas the principal amount paid can be claimed for a deduction of upto Rs 1.5 lakhs per year.

Home loan balance transfer: This facility allows you to transfer your outstanding loan amount from one lender to another for the purpose of taking advantage of lower interest rates.

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