Propadd.com is a Real Estate-web based portal created, tested and maintained by a dedicated team of Real Estate Professionals with 10+ years of experience .The service is designed to removing of spamming and improve the quality of real estate process. In our all the services our dedicated relationship manager will be there to help buyers.
We provide End to End Assistance to buyer from Selecting a Property to Shifting in House.
1. Shortlisted Property.
3. Home Loan Assistance
We are marketing only those properties which are verified and after doing due diligence.
We offers our buyers zero Percent Spam Guarantee. When a property is listed on our platform it is available for sale we thoroughly check it .We appoint a dedicated Relationship Manager for Buyers which will help them for shortlisting of property.
We help individual buyer in Home Loan Assitance also.Pre Approved Home Loan with attractive Interest Rate also provided.
We constantly leverage innovative technology for ease of property shortlisting. Right from an interactive property viewing experience to serving real time critical information on the go.
We we have a specific requirement from buyers we check out the property on multiplatform and with our agent network. So Buyer have one stop solution for their search of property. Our simple rule is more properties better deals.
Zero Percent Spam Guarantee
This is very big things in Property Market, We List Property by our experts and approved it by taking all due diligence .
Buyer can search out hassle free in their respective locations. Our they simply connect to our Dedicated Relationship Manager.
We understand the requirement of buyer and help him to final his dream property.
We will help you to find best home loan suited for you. And provide you one point of contact through out the process.
This is small investment towards your dream property journey.
Processing fee charged while applying for home loan varies from bank to bank. Typically, the processing fee is about 0.5 percent to 1 percent of the loan amount + applicable Service Tax and Surcharge. The maximum processing fee ranges between Rs 10,000-15,000 excluding applicable taxes.
All banks provide loan against properties at different interest rates. One of the top nationalised banks, SBI charges interest rate of 8.35 percent to 8.65 percent for general customers. The interest rates are irrespective of the loan amount. Note: If you take loan in the name of a female member, all banks offer slightly reduced interest rates.
Banks and housing finance companies do offer home loan at lucrative interest rates combined with offers and incentives. If you are unable to make up your mind while choosing a bank for taking home loan, here are some of the best financial institutes granting home loan in India –
Here are some key factors that you must consider before applying:
Lenders use your Credit score as an indicator of how likely you are to repay the loan. The higher the score, the lower the interest rate you pay on your loan.
Score below 600: A score below 600 generally indicates high risk. With such a score, it may be a little tough to secure a loan. If your score is below 600, it’s best if you try to improve the score before applying for a home loan.
Score between 600 and 749: Although it’s not considered a very good score but it gives you at least a chance to get the loan approved. Some lenders might approve your loan with this score after considering your income, your employment/business, etc.
Score of 750 and above: If your score is 750 or above, you are most likely to get your loan approved. Not only that, you are also most likely to secure the loan at an attractive rate of interest.
Launched in 2015, Pradhan Mantri Awas Yojana (PMAY) is a Government of India’s initiative that aims to provide affordable housing for certain sections of the society. The scheme targets construction of about 20 million houses at an affordable price by 31 March 2022.
Here are some of the key objectives of this scheme:
Here are some of the important features and benefits of home loan:
Flexibility to choose a tenure: Most banks give you the flexibility to choose your home loan tenure, which generally ranges from 15 – 30 years. The tenure you choose directly impacts the EMI you pay every month.
Comparatively cheaper than personal loans: The rate of interest on home loans is generally lower in comparison to the personal loans. This is because home loans are generally secured loans whereas personal loans are unsecured loans.
Tax benefits: You get tax benefits on both the interest amount and principal amount you pay. The interest paid can be claimed for a deduction of upto Rs 2 lakhs every year, whereas the principal amount paid can be claimed for a deduction of upto Rs 1.5 lakhs per year.
Home loan balance transfer: This facility allows you to transfer your outstanding loan amount from one lender to another for the purpose of taking advantage of lower interest rates.
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